Investing.com –

Investing.com – The Japanese yen weakened in early Asia on Friday with a light trading day expected ahead of a three-day weekend.

There are no major data releases in Asia on Friday and markets are closed on Monday in Japan for a public holiday.

USD/JPY traded at 118.26, up 0.07%, while AUD/USD changed hands at 0.8618, down 0.02%.

Overnight, the dollar traded mixed to higher against most major currencies on Thursday after a robust Philadelphia-area factory gauge sparked demand for the greenback on sentiments that the U.S. economy may be gaining steam.

The Federal Reserve Bank of Philadelphia reported earlier that its manufacturing index improved to 40.8 this month from 20.7 in October.

Analysts had expected the index to decline to 18.5 in September, and the surprise jumped strengthened the U.S. currency against its European counterpart.

On the index, a reading above 0.0 indicates improving conditions, below indicates worsening conditions.

The current new orders index, which reflects the demand for manufactured goods, increased 18 points, to 35.7.

The current employment index rose 10 points in November, to 22.4, and hit a 3 year high.

Upbeat U.S. inflation data also boosted the dollar by firming expectations that the Fed remains on track to raise interest rates next year.

The Labor Department reported earlier that the U.S. consumer price index was unchanged in October, beating expectations for a 0.1% dip.

On a year-over-year basis consumer prices rose 1.7% last month, unchanged from September, and stronger than market calls for a 1.6% jump.

Core inflation, which strips out volatile food and energy components, rose by 0.2% during the month, pushing the annual rate up to 1.8%, both figures in line with market forecasts, which fueled dollar demand.

Also from the Labor Department, data released earlier revealed that the number of Americans filing new claims for unemployment benefit fell by 2,000 last week, to 291,000. Economists had expected a fall to 286,000, thought it was still the tenth straight week that initial claims remained below 300,000.

The number of continuing claims also fell, to 2.33 million, the lowest level since December 2000.

The US dollar index, which tracks the performance of the greenback versus a basket of six other major currencies, was up 0.03% at 87.74.

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Investing.com –

Investing.com – Gold prices held steady to weaker in Asia on Friday with markets in Tokyo trading light ahead of a three-day weekend, though investors are still looking for physical demand support ahead of the year-end holidays.

On the Comex division of the New York Mercantile Exchange, gold futures for December delivery traded at $1,193.00 a troy ounce, down 0.04%, after hitting an overnight session low of $1,176.30 and off a high of $1,196.60. Japan has a publi holiday on Monday.

Overnight, Gold prices edged lower in U.S. trading on Thursday after a batch of upbeat U.S. indicators sent investors flocking to the dollar, which trades inversely with the yellow metal.

Manufacturing activity in the Philadelphia-region expanded at its fastest rate since December 1993 in November, fueling optimism over the U.S. economic outlook, official data showed on Thursday.

The Federal Reserve Bank of Philadelphia reported earlier that its manufacturing index improved to 40.8 this month from 20.7 in October.

Analysts had expected the index to decline to 18.5 in September, and the surprise jump strengthened the U.S. currency and gave gold room to fall, though physical demand cushioned losses.

The current new orders index, which reflects the demand for manufactured goods, increased 18 points, to 35.7.

The current employment index rose 10 points in November, to 22.4, and hit a 3 year high.

Upbeat U.S. inflation data also boosted the dollar by firming expectations that the Fed remains on track to raise interest rates next year.

The Labor Department reported earlier that the U.S. consumer price index was unchanged in October, beating expectations for a 0.1% dip.

On a year-over-year basis consumer prices rose 1.7% last month, unchanged from September, and stronger than market calls for a 1.6% jump.

Core inflation, which strips out volatile food and energy components, rose by 0.2% during the month, pushing the annual rate up to 1.8%, both figures in line with market forecasts, which also fueled dollar demand.

Also from the Labor Department, data released earlier revealed that the number of Americans filing new claims for unemployment benefit fell by 2,000 last week, to 291,000. Economists had expected a fall to 286,000, thought it was still the tenth straight week that initial claims remained below 300,000.

The number of continuing claims also fell, to 2.33 million, the lowest level since December 2000.

Silver futures for December delivery fell 0.04% at $16.223 a troy ounce. Copper futures for December delivery were up 0.09% at $3.019 a pound.

Investing.com
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Investing.com –

Investing.com – Gold prices held steady to weaker in Asia on Friday with markets in Tokyo trading light ahead of a three-day weekend, though investors are still looking for physical demand support ahead of the year-end holidays.

On the Comex division of the New York Mercantile Exchange, gold futures for December delivery traded at $1,193.00 a troy ounce, down 0.04%, after hitting an overnight session low of $1,176.30 and off a high of $1,196.60. Japan has a publi holiday on Monday.

Overnight, Gold prices edged lower in U.S. trading on Thursday after a batch of upbeat U.S. indicators sent investors flocking to the dollar, which trades inversely with the yellow metal.

Manufacturing activity in the Philadelphia-region expanded at its fastest rate since December 1993 in November, fueling optimism over the U.S. economic outlook, official data showed on Thursday.

The Federal Reserve Bank of Philadelphia reported earlier that its manufacturing index improved to 40.8 this month from 20.7 in October.

Analysts had expected the index to decline to 18.5 in September, and the surprise jump strengthened the U.S. currency and gave gold room to fall, though physical demand cushioned losses.

The current new orders index, which reflects the demand for manufactured goods, increased 18 points, to 35.7.

The current employment index rose 10 points in November, to 22.4, and hit a 3 year high.

Upbeat U.S. inflation data also boosted the dollar by firming expectations that the Fed remains on track to raise interest rates next year.

The Labor Department reported earlier that the U.S. consumer price index was unchanged in October, beating expectations for a 0.1% dip.

On a year-over-year basis consumer prices rose 1.7% last month, unchanged from September, and stronger than market calls for a 1.6% jump.

Core inflation, which strips out volatile food and energy components, rose by 0.2% during the month, pushing the annual rate up to 1.8%, both figures in line with market forecasts, which also fueled dollar demand.

Also from the Labor Department, data released earlier revealed that the number of Americans filing new claims for unemployment benefit fell by 2,000 last week, to 291,000. Economists had expected a fall to 286,000, thought it was still the tenth straight week that initial claims remained below 300,000.

The number of continuing claims also fell, to 2.33 million, the lowest level since December 2000.

Silver futures for December delivery fell 0.04% at $16.223 a troy ounce. Copper futures for December delivery were up 0.09% at $3.019 a pound.

Investing.com
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Investing.com –

Investing.com – Stocks in Tokyo traded lower on Friday with Prime Minister Shinzo Abe set to dissolve the lower house in preparation for an election next month.

The Nikkei 225 fell 0.5% at 17215.02 as the U.S. dollar held roughly flat, with trade also light ahead of a three-day weekend with markets shut on Monday in Tokyo.

The Nikkei has gained 4.7% month to date, spurred by a surprise monetary stimulus announcement by Japan at the end of October, the delay of a tax hike originally planned for next year and a weak local currency. The U.S. dollar rose to Yen118.72 Thursday, its highest since August 2007.

Tokyo was headed for a 1.8% loss this week, however, as investors assess how the government will address a flagging economy, now in a technical recession.

Australia’s SP/ASX 200 was flat and Korea’s Kospi was up 0.3%.

Overnight, U.S. stocks rose on Thursday after Wall Street applauded a flurry of upbeat U.S. economic indicators, while buoyant revenue forecast from chipmaker Intel pushed up indices as well.

The Dow 30 rose 0.19%, the SP 500 index rose 0.20%, while the Nasdaq Composite index rose 0.56%.

Manufacturing activity in the Philadelphia-region expanded at its fastest rate since December 1993 in November, fueling optimism over the U.S. economic outlook, official data showed on Thursday.

The Federal Reserve Bank of Philadelphia reported earlier that its manufacturing index improved to 40.8 this month from 20.7 in October.

Analysts had expected the index to decline to 18.5 in September.

On the index, a reading above 0.0 indicates improving conditions, below indicates worsening conditions.

The current new orders index, which reflects the demand for manufactured goods, increased 18 points, to 35.7.

The current employment index rose 10 points in November, to 22.4, and hit a 3 year high.

Separately, the Labor Department reported that the U.S. consumer price index was unchanged in October, beating expectations for a 0.1% dip.

On a year-over-year basis consumer prices rose 1.7% last month, unchanged from September, and stronger than market calls for a 1.6% jump.

Core inflation, which strips out volatile food and energy components, rose by 0.2% during the month, pushing the annual rate up to 1.8%, both figures in line with market forecasts.

Also from the Labor Department, data released earlier revealed that the number of Americans filing new claims for unemployment benefit fell by 2,000 last week, to 291,000. Economists had expected a fall to 286,000, thought it was still the tenth straight week that initial claims remained below 300,000.

The number of continuing claims also fell, to 2.33 million, the lowest level since December 2000.

Investing.com
Investing.com offers an extensive set of professional tools for the financial markets.
Read more News on Investing.com and download the new Investing.com apps for Android and iOS!

Investing.com –

Investing.com – Stocks in Tokyo traded lower on Friday with Prime Minister Shinzo Abe set to dissolve the lower house in preparation for an election next month.

The Nikkei 225 fell 0.5% at 17215.02 as the U.S. dollar held roughly flat, with trade also light ahead of a three-day weekend with markets shut on Monday in Tokyo.

The Nikkei has gained 4.7% month to date, spurred by a surprise monetary stimulus announcement by Japan at the end of October, the delay of a tax hike originally planned for next year and a weak local currency. The U.S. dollar rose to Yen118.72 Thursday, its highest since August 2007.

Tokyo was headed for a 1.8% loss this week, however, as investors assess how the government will address a flagging economy, now in a technical recession.

Australia’s SP/ASX 200 was flat and Korea’s Kospi was up 0.3%.

Overnight, U.S. stocks rose on Thursday after Wall Street applauded a flurry of upbeat U.S. economic indicators, while buoyant revenue forecast from chipmaker Intel pushed up indices as well.

The Dow 30 rose 0.19%, the SP 500 index rose 0.20%, while the Nasdaq Composite index rose 0.56%.

Manufacturing activity in the Philadelphia-region expanded at its fastest rate since December 1993 in November, fueling optimism over the U.S. economic outlook, official data showed on Thursday.

The Federal Reserve Bank of Philadelphia reported earlier that its manufacturing index improved to 40.8 this month from 20.7 in October.

Analysts had expected the index to decline to 18.5 in September.

On the index, a reading above 0.0 indicates improving conditions, below indicates worsening conditions.

The current new orders index, which reflects the demand for manufactured goods, increased 18 points, to 35.7.

The current employment index rose 10 points in November, to 22.4, and hit a 3 year high.

Separately, the Labor Department reported that the U.S. consumer price index was unchanged in October, beating expectations for a 0.1% dip.

On a year-over-year basis consumer prices rose 1.7% last month, unchanged from September, and stronger than market calls for a 1.6% jump.

Core inflation, which strips out volatile food and energy components, rose by 0.2% during the month, pushing the annual rate up to 1.8%, both figures in line with market forecasts.

Also from the Labor Department, data released earlier revealed that the number of Americans filing new claims for unemployment benefit fell by 2,000 last week, to 291,000. Economists had expected a fall to 286,000, thought it was still the tenth straight week that initial claims remained below 300,000.

The number of continuing claims also fell, to 2.33 million, the lowest level since December 2000.

Investing.com
Investing.com offers an extensive set of professional tools for the financial markets.
Read more News on Investing.com and download the new Investing.com apps for Android and iOS!

Already Blessed – YOU GUYS ALL HEARD THE CALL – TONY AND DC NEVER ONCE TOLD YOU THAT THIS ISN’T HAPPENING TILL 2015 AS THAT IS NOT OUR INFO AT THIS TIME….YOU NEED TO ASK THOSE OTHERS WHY THEY ARE SAYING THAT? NOT US.  CHRIS – YOU GUYS ARE TRYING TO GET UPDATED INFO ON OTHER SITES INFORMATION….WE DON’T KNOW WHAT THEY ARE TALKING ABOUT SO WE CAN’T EXPLAIN THEIR REMARKS.

RVZone :  I MET WITH A WEALTH MGR AT WF TODAY WHO IS IN THE INSIDE – HE ACKNOWLEDGED THAT WE ARE VERY CLOSE – GREAT CONVERSATION!

DC guy:   RV GLAD TO HEAR I AGREE

PrincessA:  DC, another guru I cannot mention, made me nervous tonight. Can you share anything about the TRN’s impact on the RV?
….
Already Blessed:  PRINCESS – NONE – THEY HAVE SAID IT ON CALLS A MILLION TIMES?

Jessie:  zap is upset because the TRN’S will not be out until 2015. do we need the TRN’s for the RV

Aleady Blessed:  JESSIE – NO WE DO NOT NEED TRN’S

DC guy  HI GUYS HOPE EVERYONE IS WELL…THE LATEST IS ALL IS STILL ON TRACK FROM WHAT WE TALKED ABOUT ON WEDNESDAY

DC guy: NO DOUBLE DIPPING, LAW ENFORCEMENT HAS BEEN REALLY GOOD ABOUT IT

Creampuff622:   DC did the US release the TRN’s today?

Time4RV:  Hi DC, I have just heard from 2 sources that say the TRN’s wont be available until January. Is that true?

DC guy:  I DON’T KNOW MUCH ABOUT TRNS ITS MOSTLY UNRELATED

Storm:  DC Guy ~ my question is………….what is the ONE thing you wish Tony could announce to us that you cannot?

DC guy : STORM THATS OBVIOUS… ;)

Dajen:  3.58 and 2.17 still international rate?

Dc guy: WE STILL HAVE 3.58 DINAR  I DON’T KNOW THE LATEST UPDATE… DON’T KNOW ABOUT 2.17, THINK THEY CHANGED IT, BUT DON’T KNOW THE NEW RATE….IT APPEARS WE ARE ALL BACK TO ONE BASKET THANK GOODNESS

freckles2285 DC – do you mean all of the ones we have talked about are back in the basket???

Dc guy:  BOTTOM LINE, WE ARE STILL VERY GOOD TO GO

Dc guy: ALL IN THE SAME BASKET NOW, COULD CHANGE BUT RIGHT NOW ALL SHOWING

Art: DC Will USbank be exchanging for us? Thanks.

Dc guy:  USBANK WILL BE, LAST I HEARD

Dc guy: I THINK THE CURRENT US POLITICAL MOVES ARE NOT EFFECTING US, OBVIOUSLY CLOSELY WATCHING IT, SO FAR SO GOOD

Dc guy:   IRAQ HAS THE TIMING BALL NOW, US PROMISES TO WORK WITH THEM, AS OF A FEW HOURS AGO STILL THE SAME

Gnosis  with constant delays, DC are we being played?

Dc guy:  GNOSIS I DON’T BELIEVE SO, JUST WE WERE NOT TO BE INVOLVED IN THIS AND THEY TRUELY DON’T CARE MUCH ABOUT DINARLAND, BIG PICTURE STUFF AND LITTLE GUYS DON’T MATTER, NOT NICE TO SAY BUT HOW WE ARE VIEWED…. ITS JUST BIGGER THAN US

Dc guy:  I JUST GOT FROM MANY FOLKS THE US IS SUPPORTING THIS CURRENTLY….THE RIGHT US GUYS ARE ALL PLAYING BALL AND WE ARE ALL THANKFULL

Dc guy: THE REST OF THE WORLD HAS BEEN KINDA WAITING ON US, VIPS IN MANY COUNTRIES HAVE BEEN GOING FOR A WHILE, BUT WE ARE NEXT

Dc guy:  SECURITY IS A BIG PROBLEM, THATS WHY YOU MUST BE VERY CAUTIOUS WITH YOURSELF AND FRIENDS ABOUT WHERE YOU GO, GOTTA BE VERY CAREFUL…   ALL MAJOR METRO CENTERS WILL HAVE EXCHANGE PLACES.  DOUBLE DIPPING IS BEING WELL PROTECTED

 Wtnt: DC Question– did those who cashed out the Kuwaiti Dinar in 1994 sign NDAs? Have any of their NDAs expired and can they now write books about it?

 DC guy:  THE KUWAIT, IF THEY WERE UNDER A SECURITY CLEARANCE IT WAS A KIND OF NDA, MOST DID NOT SIGN AN NDA

Irene: DC— Are we going to have the Best Thanksgiving ever?

Dc guy: I REALLY HOPE FOR BLACK FRIDAY, EVERYONE IS QUEUED UP FOR IT ACROSS THE WORLD, PRAY IT DOES…. I THINK XMAS SHOPPING WILL BE VERY FUN FOR EVERYONE. 

Gizmosmom:  DC so what are the factors that are really holding this up really really really, what is holding it up, why woulodnt iraq want to rv this yesterday?

DC guy:   IRAQ WANTS TO MAKE SURE THEY CAN’T BE SECONDED GUESSED AGAIN AS THEY HAVE RIGHT BEFORE THEY PULL THE TRIGGER AGAIN, ITS DELIBERATE AND METHODICAL, A GOOD THING… IRAQ HAS MADE AMAZING PROGRESS, IT IS JUST TREMENDOUS WHAT THEY HAVE DONE IN THE PAST FEW MONTHS

DC guy:  IT IS FULLY PLANNED ACROSS THE WORLD FOR BEFORE BLACK FRIDAY, WE HAVE HAD OTHER DATES PROMISED, BUT THINGS LOOK SO DARN GOOD

Wtnt: DC Question: When Haider al-Abadi first opened his first Twitter account as Prime Minister he followed only one American – it was John McCain – might that be the elder statesman?

DC guy: WTNT I AM A BIG FAN OF MCCAIN, BUT THAT IS NOT THE ONE I AM REFERRING TO AS THE ELDER STATESMEN… I HAVE SEVERAL SENATORS FROM BOTH SIDES I AM BIG FANS OF, I LIKE FOLKS WHO CAN GET THINGS DONE… THE ELDER IS GOING TO REMAIN UNKOWN IT IS HIS OR HER CHOICE, SURELY NOT MINE.

Dc guy:  YOU CAN TALK TO WHOEVER SIGNS AN NDA, JUST NOT ABOUT WHAT THE NDA SAID YOU CAN’T TALK ABOUT, IE DINARS OR THE ACTUAL TRANSACTION OR WHATEVER IT SAYS

Dc guy: ITS BEST TO LET EACH PERSON SIGN THE NDA AND DEAL WITH THERE OWN CONSEQUENCES… HE NDA IS FOR THE TRANSACTION PURPOSES ONLY

Miqida:  so….NOTHING was announced in Iraq? they did NOT bypass the U.S.??

DC guy:  THE CBI WILL PUSH IT OUT, THEN ANNOUNCEMENTS WILL BE MADE AFTER THE FACT

Already Blessed:  DC HAS REPEATED THAT ALL MAJOR CITIES WILL HAVE EXCHANGE CENTERS….NUMEROUS TIMES…

Wtnt:  DC Question: Of the people who have exchanged the past year, what is the breakdown? How much dinar on average (breakdown) , how many total people since October 2013,

Dc guy:  WTNT, PLENTY, BUT LETS KEEP THE BALL ON US GETTING PAID, I KNOW IT MAKES US ALL MAD, BUT IT DOESN’T DO ANY GOOD UNLESS ITS IN OUR ACCOUNTS

DC Guy:  I PLAN ON JUST GOING BACK TO MY NORMAL LIFE AFTER THIS, IM PRETTY EXCITED ABOUT IT

Dc guy:  I THINK THE CURRENCY MARKETS WILL BE VERY DIFFICULT TO PREDICT CONSIDERING ALL THE CHANGES FOR A GOOD WHILE

Mkh:  I know that my local chase will be CE I got confirmation of that today I have been biting at the bit to tell you guys all Day!!!!!!!!! talked to  my New wm today It was AWESOME!!!!!  My new wealth mgr said he was just informed about the dong and to be ready as soon as Monday and he will call me

DC guy: DONG JUST ISN’T AS WELL KNOWN, SINCE IRAQ WAS THE BASIS FOR THIS, IT JUST ISN’T AS READILY KNOWN, ALSO MY CONTACTS ARE MIDDLE EAST


Dc guy:  I KEEP BEING REASSURED THE THE LARGE BILLS WILL LAST LONG ENOUGH INTHE US FOR ALL OF US TO GET DONE, IF YOU SIT ON IT FOR A LONG TIME YOU MAY HAVE A PROBLEM, BUT MOST SHOULD BE JUST FINE

Dv guy:  MOST FOLKS/GROUPS ARE ON ALERT AGAIN, NOT THE FIRST TIME, PRAY ITS THE LAST

Dc Guy:  ON TOTAL LOCATIONS THERE HAS BEEN SEVERAL CHANGES, BUT I AM REASSURED THERE ARE PLENTY TO GET ALL THROUGH

  DC guy : ALL MY FOLKS POINT TO VERY VERY CLOSE… LOCATIONS ARE ALL OVER FOR EXCHANGES WE WILL ALL BE FINE

DC guy :ON OVERSEAS MILITARY, HAVE BEEN TOLD MANY TIMES THEY WILL BE GIVEN PLENTY OF OPPORTUNITY

Dc guy:  BYE GUYS, HAVE A GREAT NIGHT, THINGS LOOK REALLY GOOD AND AS LONG AS IT STAYS LIKE THIS, WE ARE GOLDEN
Stage3alpha:

Sqwatchy >WONDER WHY HOUSING OVER $750K – $5MM IS UP 16-22% THIS THIRD QUARTER, OVER LAST YEARS……..HMMMM….MAYBE THE SAME REASON WHY THE CAR COMPANIES REPORTED BTTER OCTOBER SALES ON A YEAR OVER YEAR BASIS…………..AND THE LAST I CHECKED…OUR ECONOMY IS STILL SUCKING HINEY!!!. EARLY EXCHANGES…….FILTHY FAT CATS….DROPPIN CASH…..SHOW ME THE MONEY……

EXOGEN > Sqwatchy   THE MILLION DOLLAR QUESTIONS IS WHAT IS IQD LAND GOING TO DO ABOUT IT????????????

THANKSGIVING NEXT WEEK

CHRISTMAS IN 5 WEEKS……….

WHAT IS IQD LAND GOING TO DO ABOUT IT?????
….
***********

R.V. / GCR November 20, 2014 at 8:45pm Do not let anybody steal your joy.

I’m going to go out on a limb and I’m going to say this again …ok folks let’s go around the block just one more time…. what does that mean?  

Quit listening two people that want to steal your joy

Monday Monday Monday Monday Monday Monday Monday Monday Monday Monday Monday Monday Monday Monday Monday Monday Monday

Don’t let nobody steal your joy happy timbered…. a public exchange comes Monday

Coffeeone > R.V. / GCR I pray you are right. :)

**********

Thunderheart > I think that if the TRN are real and have to be live in order to have the RV/GCR then it is not going to happen until next year. Jmo

OilRat > In my eyes Zap’s was very positive…..there are no blocks to the process at this time….similar to JCR….JMO

Gonna retire > OilRat Did you read the whole post?

“WHILE I WAS WRITING THIS, I GOT A CALL (20 MINUTES LONG). THE NEWEST NEWS ON THE TRN IS THAT IT WILL BE ANNOUNCED IN THE NEW YEAR IN JANUARY.

THIS SUCKS THE BIG ONE AS FAR AS I’M CONCERNED, BUT FOR REASONS THAT WILL COME TO LIGHT, THAT DECISION WAS MADE.

WE WILL NOT HAVE THE TRN ANNOUNCED TODAY.

OilRat > Gonna retire Ya…..and China said that Kuwait would never RV!!!!
Also, it’s only been the opinion of the gurus that said the TRN’s needed to be live before the RV/GCR. If US currency is Basel III compliant, then the TRN’s can come whenever!!!
Unless you believe every conspiracy theory, which I definately don’t!!!

Gonna retire > OilRat Oilrat, thank you for that explanation, I was starting to get stressed out again!

************

rich t November 20, 2014 at 8:52pm 100 percent confirmed!

Nobody knows the date or the rate for the IQD RV, including Zap.

The disinformation crew have been blowing smoke up the guru’s skirts for the past 5 years…….noting has changed.

The difference now is Iraq is a Sovreign nation and out of Chapter 7 sanctions, has an International connection to NASDAQ ready to roll, an Oil revenue sharing agreement in place, and a community of nations desperate to turn up their IQD reserves .

We can hit the jackpot any hour or any day from here to Christmas (no later)

Go RV!   RT 

**********

Davidachek  Keep your perspective folks. The last days will be crazy.

JCR3758 TWEETS, 20 NOV

JC ‏@JCR3758 @ Yes we are still on track. Next stop is ours!

thoughts about when we should get up from our seats and make our way to the door?

JC‏@JCR3758  Pls remain seated until the train comes to a complete stop at the station. Then exit in an orderly fashion. Decided I’d better add the prior two questions so this makes sense :)


LANDA GLOBAL General  MILESTONES and UPDATES


November 20, 2014

Current intelligence points to the TRN being officially released in the New Year. Time frames have been considered between one to a few months. Without the TRN in place as the foundation for the major releases, the time window to have this all accomplished this year may dissapear shortly, and this is estimated to be at the end of November, and all put forward to early in 2015.

If there is any significant change, we will be apprised as this process continues.

During this time, the Landa Project fundings schedule will continue on an altered schedule. We will be shortly posting the precise start of Project admission to funding under this webpage, and begin the primary compliance process on current and ongoing Project candidates. Webpage Project submissions shall be accepted in addition to current efforts.

A special section devoted to online Project submissions shall be built herein, with the goal having an online presence available to interact on funding and other requirements of a Project submission. The required infrastructure will shortly be available with sufficient offices to service select global areas for the benefit of local Project applications.

We look forward to being of good service, and the beginning of many major and minor Project starts for the benefit of our Humanity.

Thank You    LANDA GLOBAL

http://humanus.ca/landa-global-general-updates.php

******************************

KTFA:

chacha » November 20th, 2014, 9:04 pm 

The fattest knight at King Arthur’s round table was Sir Cumference. He acquired his size from too much pi.

I thought I saw an eye-doctor on an Alaskan island, but it turned out to be an optical aleutian

A rubber-band pistol was confiscated from an algebra class, because it was a weapon of math disruption           

No matter how much you push the envelope, it’ll still be stationery

A dog gave birth to puppies near the road and was cited for littering
6 ways to insure excess deposits

By Laura Bruce • Bankrate.com

Highlights

Many community or state-chartered banks have excess deposit coverage.


CDARS allows you to insure up to $50 million in CDs.

IDC Deposits does the same with money market accounts.

As consumers continue to be rattled by a seemingly bottomless pit of bad financial news, they’re looking for ways to ensure their entire bank deposits are covered by the Federal Deposit Insurance Corporation.

It’s not difficult to exceed the $250,000 limit on individual accounts, or the $250,000 limit on certain retirement accounts. (In October 2008, the FDIC insurance limit was raised to $250,000 from $100,000, effective until Dec. 31, 2009.
….
This change has since been extended to Dec. 31, 2013. The limit may revert to $100,000 after that time.) In fact, the FDIC says that less than 62 percent of the $6.88 trillion on deposit in FDIC-insured banks was covered at the end of 2007. That leaves more than $2.5 trillion unprotected in the event of bank failures.

Fortunately, there are many ways you can have excess deposits covered, and you should take the trouble to use one of these methods or, through your own research, find other ways. Uninsured depositors receive an average of $0.72 on the dollar when their bank fails. Imagine having excess money in a bank and losing more than a quarter of it. In addition, it can take years for the FDIC to settle a bank failure.

The six examples of excess deposit coverage that we’ll highlight here primarily involve accounts at community or state-chartered banks. Some larger institutions carry their own excess deposit insurance, so if you prefer banking at larger institutions, ask if they have it. Companies such as BancInsure and Progressive Casualty Insurance provide excess deposit insurance to financial institutions. Excess share insurance is available to credit unions. But don’t assume you’re covered; always ask.

6 ways to cover deposits

Depositors Insurance Fund

CDARS

IDC Deposits

Wintrust Financial

Brokerage accounts

FDIC

Depositors Insurance Fund (DIF)

Believe it or not, back in the 1930s Massachusetts state-chartered savings banks and state-chartered cooperative banks were prohibited from belonging to the FDIC. Instead, they were required to belong to the DIF, which functioned back then under a different name.

Over time, the state legislature allowed the state-chartered institutions to also have FDIC insurance. The DIF then became the insurer of excess deposits.

Any amounts above FDIC coverage are guaranteed. There are no forms to fill out, and no separate titling of accounts is necessary. The DIF program covers 68 state-chartered savings banks.

The Share Insurance Fund (SIF) provides the same coverage for state-chartered cooperative banks.

If you don’t live in Massachusetts, you’re not left out: Many of these banks allow out-of-state accounts. 

“The insurance is unlimited, but we don’t have $10 million customers,” says David Elliott, CEO at Depositors Insurance Fund in Woburn, Mass. “When we look at our profile, it’s an amount slightly above the FDIC limit. The customer, whose account started with $90,000 and through interest is up to $125,000, may not even be aware of the fact that the FDIC is insuring the first $250,000 and we’re insuring the $25,000 above that.”

Certificate of Deposit Account Registry Service (CDARS)


If you like the safety and convenience of CDs and you’re nearing the FDIC limit, you may want to consider the CDARS program if your bank offers it.

Funds above $250,000 are deposited in CDs at other banks in the network. The system is supposed to ensure the money is divided among non-related banks, but you should check to be certain. If you’re wealthy enough, you can insure up to $50 million.

The demand for the CDARS program has grown considerably this summer, according to Mark Jacobsen, president of Promontory Interfinancial Network, the company that created CDARS.

“Since mid-July, we’ve been doing about twice the business each week as we did in a typical week in January; and about three times the transaction volume we were doing a year ago. Our business in California has skyrocketed. It took us about five-and-a half-years to garner approximately 150 bank charters in California as member of our network. In the 11 days after IndyMac failed, we had requests from 40 different banks.”

IDC Deposits

Just as the CDARS program divvies your excess funds among CDs at different banks, IDC Deposits does the same with money market accounts. Its network consists of over 250 banks, allowing individuals to have FDIC coverage for up to $5 million in what’s called a MMAX account.

Another way MMAX is similar to CDARS is that the interest rate you earn may not be as good as you would get shopping around and placing your funds in various institutions yourself. But there’s a huge convenience factor to consider. With both programs you receive one statement and one 1099 for tax records.

For example, IDC currently pays banks 2 percent on deposits. The bank you do business with may give you an interest rate of 1.75 percent. That’s apparently not stopping people from going with the program.

“We are absolutely seeing an increase in business,” says IDC Deposits president Kim Weeks. “I’ll be the first to tell you that six months ago, four months ago, it was a tougher sell on the investor side because these are not great rates and we understand this. But because of everything going on right now, there’s a trade-off in the convenience and the assurance that the money is insured.”

Wintrust Financial


This is an example of a small group of banks that provide excess coverage. Wintrust is a bank holding company that has 15 separately chartered banks in the Chicago and Milwaukee areas. Wintrust makes its MaxSafe account available to customers of the 15 banks. It allows individuals to insure $1.5 million in CD and money market accounts — more than $16 million if you’re able to title accounts differently.

People from outside the Chicago and Milwaukee can apply for an account at one of the banks, but Wintrust is being cautious for varying reasons, says CEO Edward Wehmer.

“We did a one-week test in Tennessee and Kansas City and it was surprising the number of calls we had. Eventually, there will be online (applications), but we want to be very careful regarding the ‘know your customer’ rules on the online side of the business, especially with a money market account. Also, we don’t have funding needs. This has been a defensive product for us. I’m afraid that if I offer it, I could get $1 billion in deposits and nowhere to go with it.”


Brokerage accounts


If you have an account with an institutions such as Fidelity or Schwab, you can buy CDs at different banks from across the country with the click of a mouse. In addition to the convenience of one-stop shopping, you’ll often find yields above the national averages. Be aware that you’re responsible for making sure your money is divided among non-related banks. For more information on brokered deposits, read this article.

FDIC

The FDIC allows you to insure significantly more than $250,000 if you’re able to title accounts separately. For instance, you could have $250,000 covered in an individual account, $250,000 covered in a joint account, and $250,000 in a retirement account. For more information on titling see this article.

 Read more: http://www.bankrate.com/finance/savings/6-ways-to-insure-excess-deposits.aspx#ixzz3JfPZdqts

Baghdad (AIN) –The Iraqi National Alliance strongly denounced the stance of the United Arab Emirates’ designation to the Iraqi fighters as terrorist groups.

A statement by the INA received by AIN cited “The INA strongly condemns the unjustified interference of the UAE in the Iraqi Affairs and designating the Iraqi fighters who fight the ISIL terrorists as terrorist groups.”

“Despite the legitimacy of such designation, the INA considers such interference as unjust and distort the brighten history of the Iraqi fighters in combating injustice and tyranny,” the statement added, calling UAE to “Consider the crimes committed by the Iraqi foreign regime in killing the Iraqi people and the patriotic fighters.”

LINK

Baghdad (AIN) –The Iraqi National Alliance strongly denounced the stance of the United Arab Emirates’ designation to the Iraqi fighters as terrorist groups.

A statement by the INA received by AIN cited “The INA strongly condemns the unjustified interference of the UAE in the Iraqi Affairs and designating the Iraqi fighters who fight the ISIL terrorists as terrorist groups.”

“Despite the legitimacy of such designation, the INA considers such interference as unjust and distort the brighten history of the Iraqi fighters in combating injustice and tyranny,” the statement added, calling UAE to “Consider the crimes committed by the Iraqi foreign regime in killing the Iraqi people and the patriotic fighters.”

LINK